Setyarko, A. ., Ridha Nugraha, E. ., Wibawa, T. A., & Gupita Dewi, N. (2024). Digital Transformation and Data-Driven Decision-Making in Loan Disbursement: A Case Study of BRI. EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi, 3(4), 630–637. https://doi.org/10.56799/ekoma.v3i4.3321