Katarina Rani Rajagukguk, Rita Sarlawa, Ronni Haga, and Dhina Sri Widyaningsih. 2026. “Pengaruh Financial Knowledge Dan Digital Financial Literacy Terhadap Adopsi Layanan Keuangan Digital (Analisis Ordered Logit)”. EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi 5 (3):3771-85. https://doi.org/10.56799/ekoma.v5i3.16266.