Putu Nita Yulianti, Ni Luh, et al. “The Role of Digitalization in Increasing Economic and Financial Inclusion in South Papuan Communities”. EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi, vol. 5, no. 3, Mar. 2026, pp. 2844-57, doi:10.56799/ekoma.v5i3.15688.