Hidayat, Deny, Sakifah Sakifah, and Noneng Masitoh. “Navigating Financial Performance: The Influence of NPL and LDR on ROA With Inflation As a Moderating Factor”. EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi 4, no. 2 (January 3, 2025): 3813–3823. Accessed August 13, 2026. https://al-haramjournal.co.id/EKOMA/article/view/7008.