STANLEY, Nicklaus; HANJAYA, Vania Caroline; KOHARDINATA, Cliff. Platform P2P dan Perbankan: Akses Keuangan Bagi Provinsi-Provinsi Tertinggal . J-CEKI : Jurnal Cendekia Ilmiah, [S. l.], v. 3, n. 4, p. 1396–1404, 2024. DOI: 10.56799/jceki.v3i4.3701. Disponível em: https://al-haramjournal.co.id/J-CEKI/article/view/3701. Acesso em: 27 aug. 2026.