KURNIAWAN, Zaki. Pengaruh Digital Payment Terhadap Perilaku Konsumtif Mahasiswa Pendidikan Ekonomi Universitas Merangin Melalui E Commerce Sebagai Variabel Intervening. J-CEKI : Jurnal Cendekia Ilmiah, [S. l.], v. 4, n. 4, p. 1061–1078, 2025. DOI: 10.56799/jceki.v4i4.9541. Disponível em: https://al-haramjournal.co.id/J-CEKI/article/view/9541. Acesso em: 24 aug. 2026.