LESTARI, Sry; PULUNGAN, Ismail. Kemudahan atau Kehati-hatian? Analisis Penggunaan Layanan Buy Now Pay Later (BNPL) di Kalangan Masyarakat Muslim Indonesia. PESHUM : Jurnal Pendidikan, Sosial dan Humaniora, [S. l.], v. 5, n. 4, p. 11109–11124, 2026. DOI: 10.56799/peshum.v5i4.18883. Disponível em: https://al-haramjournal.co.id/PESHUM/article/view/18883. Acesso em: 7 aug. 2026.