Prinsip Etika Bisnis Islam Dalam Fatwa Dsn-Mui Tentang Hadiah Dalam Penghimpunan Dana Lembaga Keuangan Syariah
Main Article Content
Abstract
This research looks at the application of Islamic business ethics principles in the DSN-MUI fatwa related to gifts in the fundraising activities of Islamic financial institutions, aiming to maintain integrity and compliance with Sharia law. Using a qualitative method with literature review and descriptive-analytic approach, this research analyzes how the principles of Unity (Tawhid), Equilibrium (Balance), Free Will, and Responsibility are applied in the fatwa. The findings reveal that the DSN-MUI fatwa integrates the values of justice, transparency, and social responsibility in the regulation of gift-giving, ensuring practices that comply with Sharia while supporting the stability and sustainability of Islamic financial institutions. This study offers insightful information for the creation of ethical policies in Islamic finance and serves as a reference for academics and practitioners in addressing moral challenges in business.
Downloads
Article Details
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
References
’Uwais, Abd al-Halim. Mausu’ah Al-Fiqh Al-Islam Al-Mu’ashir. al-Mansyurah: Dar al-Wafa’, 2005.
Adlan, Athiyah, and ’Athiyah Ramdhan. Mausu’ah Al-Qawa’id Al-Fiqhiyyah,. Iskandariyah: Dar al-Iman, 2007.
Aguilika, Deykha. Etika Bisnis Syariah. Purbalingga: CV. Eureka Media Aksara, 2023.
Al-Nadwi, ’Ali Ahmad. Al-Qawa’id Wa Al-Dhawabith Al-Fiqhiyyah Al-Hakimah Li Al-Mu’amalat Al-Maliyyah Fi Al-Fiqh Al-Islami. Dar ’Alam Al-Ma’rifah, 1999.
al-Suyuthi, Jalal al-Din Abd al-Rahman Ibnu Abi Bakr. Al-Asybah Wa Al-Nazha’ir Fi Qawa’id Wa Furu’ Fiqh Al-Syafi’iyyah. Beirut, Lebanon: Dar al-Kitab al-’Arabi, 1987.
al-Zarqa, Ahmad Ibnu Muhammad. Syarh Al-Qawa’id Al-Fiqhiyyah. Damaskus: Dar Al-Qalam, 1989.
Darmawati. Etika Bisnis Islam. Edited by Norvadewi. Palembang: Bening Media Publishing, 2020.
Hidayat, Roni, and Muhammad Ismail Abdullah. “TINJAUAN HUKUM ISLAM TERHADAP PEMBERIAN HADIAH (BONUS) DALAM AKAD WADI’AH DI TABUNGAN IB HIJRAH BANK MUAMALAT INDONESIA CABANG TEGAL.” Al Barakat - Jurnal Kajian Hukum Ekonomi Syariah 2, no. 01 (2022): 19–36. https://doi.org/10.59270/jab.v2i01.103.
Ihwanudin, Nandang, Beti Rahayu Nurbaeti, Hendro Kasmanto, Dyanira Ramadhani, Yusuf Wibisono, Yuli Yatin, Vevi Nur Afifah Sanusi, et al. “Etika Bisnis Islam (Teori Dan Praktek).” In FEBI Pers, edited by Nandang Ihwanudin, 1st ed., 47. Bandung: Widina Bhakti Persada, 2022. www.penerbitwidina.com.
Ihwanudin, Nandang, Ria Aulia Silvianty, Mohammad Rizky Marwan, Tri Wachyuni Rahayu, Risyad Muhammad Ikmal, Tri Puji Lestari, Elida Darma, et al. “Etika Bisnis Dalam Islam.” Bandung: Widina Bhakti Persada, 2022. https://www-1tandfonline-1com-1mijdrsul0a52.hps.bj.uj.edu.pl/doi/abs/10.1080/09688080.2018.1467361%0Ahttps://about.jstor.org/terms%0Ahttps://www.jstor.org/stable/3174448?seq=1.
Mashilihi, Abd Al-Fattah bin Muhammad. Jami’ Al-Masa’il Wa Al-Qawa’id Fi ’Ilm Al-Ushul Wa Al-Maqashid, n.d.
Muheramtohadi, Singgih. “Peran Lembaga Keuangan Syariah Dalam Pemberdayaan UMKM Di Indonesia.” Muqtasid: Jurnal Ekonomi Dan Perbankan Syariah 8, no. 1 (June 1, 2017): 65. https://doi.org/10.18326/muqtasid.v8i1.65-77.
Mujibno, and Ulfa Nur Sakinah. “IMPLEMENTASI PEMBERIAN HADIAH PADA TABUNGAN HIJRAH PRIMA BERHADIAH MENURUT FATWA DSN-MUI.” Jurnal Ekonomika Dan Bisnis Islam 6, no. 1 (2023): 114–22.
Nurmadiansyah, M. Toriq. Etika Bisnis Islam: Konsep Dan Praktek. Cakrawala Pustaka. Sleman: CV. Cakrawala Media Pustaka, 2021.
Prihatminingtyas, Budi. Etika Bisnis: Suatu Pendekatan Dan Aplikasi Terhadap Stakeholders. Purwokerto: CV. IRDH, 2019.
Ryan, Ryan Yusuf Pradana, and Nur Kholis. “Konsep Hadiah Dalam Produk Perbankan Syariah Perspektif Fatwa Dewan Syari’Ah Nasional Dan Aplikasinya Diperbankan Syariah.” At-Thullab : Jurnal Mahasiswa Studi Islam 6, no. 1 (2024): 1542–55. https://doi.org/10.20885/tullab.vol6.iss1.art6.
Said, Laila Refiana. Buku Ajar Etika Bisnis. Edited by GCAINDO. 1st ed. Klaten: Lakeisha, 2020.
Santoso, Thomas. Etika Bisnis. Surabaya: CV. Saga Jawadwipa, 2022.
Sari, Widya Ratna, and Yuliani. “Hybrid Contract Model (HCM) Dalam Perspektif Etika Bisnis Islam.” JEBAKU: Jurnal Ekonomi Bisnis Dan Akuntansi 3, no. 2 (2023): 24–30.
Sukma, Muhammad Agus Arya, and Rudi Hermawan. “Analisis Pemberian Hadiah Pada Produk Simjakasya Berhadiah Di Awal Berdasarkan Fatwa DSN-MUI Nomor 86/DSN-MUI/XII/2012 Tentang Hadiah Dalam Penghimpunan Dana Lembaga Keuangan Syariah Di BMT NU Ngasem Jawa Timur.” Journal of Creative Student Research 1, no. 4 (2023): 256–72. https://ejurnal.politeknikpratama.ac.id/index.php/jcsr/article/view/2279.
Tazkia. Buku Ajar Prinsip & Etika Bisnis Islam: Berbisnis Sesuai Panduan Syariah. Institut TAzkia, 2021.
Wasilah. “Tinjauan Hukum Ekonomi Syariah Terhadap Praktek Hadiah Wadi’ah Yad Adh-Dhomanah (Stadi Kasus Pada Produk Sajadah Di Kspp. Syariah BMT NU Jawa Timur Cabang Pujer Kab. Bondowoso).” Jurnal Al Yazidiy: Ilmu Sosial, Humaniora, Dan Pendidikan 3, no. 1 (2021): 51–60.
Za’tari, “Ala” al-Din. Fiqh Al-Mu’amalat Al-Maliyah Al-Muqaran: Shiyaghah Jadidah Wa Amtsilah Mu’ashirah. Damaskus: Dar al-Ashma’, 2008.